Loan Rates

Your rate is based on your overall financial profile, including credit score and debt-to-income ratio. Rates are subject to change without notice.

Credit Union Rates vs Bank Rates

Personal, Auto, Recreational

All Personal, Auto, and Recreational Loan Rates are current.
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Type of Loan	Loan Term	Platinum Rate
Personal (Signature)		10.49% APR*
New & Used Auto Loans (2010-2024)	Up to 48 months, $5,000 min.	6.49% APR*
New & Used Auto Loans (2010-2024)	Up to 66 months, $7,500 min.	6.74% APR*
New & Used Auto Loans (2010-2024)	Up to 72 months, $10,000 min.	6.99% APR*
New & Used Auto Loans (2010-2024)	Up to 78 months, $15,000 min.	7.49% APR*
New & Used Auto Loans (2010-2024)	Up to 84 months, $20,000 min.	8.24% APR*
Recreational Loans (2016-2024)	Up to 48 months	6.49% APR*
Recreational Loans (2016-2024)	Up to 75 months	6.99% APR*
Recreational Loans (2016-2024)	Up to 120 months, $30,000 min.	7.74% APR*
Recreational Loans (2016-2024)	Up to 180 months, $50,000 min.	8.99% APR*
Recreational Loans (2010-2015)	Up to 48 months	7.49% APR*
Recreational Loans (2010-2015)	Up to 75 months	7.99% APR*
Recreational Loans (2010-2015)	Up to 120 months, $30.000 min.	8.74% APR*

*The Annual Percentage Rate (APR), amount financed and loan term may vary depending upon your creditworthiness. Terms and amount loaned on vehicles is based on member’s overall financial profile, collateral loan/value and credit history. Please ask a loan officer for detailed information. Rates subject to change without notice.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S.Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Contact Us

P.O. Box 2980,
Henrico, VA 23228

1-800-321-5617
804-649-2957

Virginia Center Branch

1200 New York Avenue
Glen Allen, VA 23060
Phone (804) 649-2957
Fax (804) 261-4181

Federal Building Branch

400 North 8th St., Suite 117
Richmond, VA 23219
Phone (804) 649-2957
Fax (804) 649-2962

Woodlake Branch

14901 Dogwood Villas Drive
Chesterfield, VA 23832
Phone: (804) 649-2957
Fax: (804) 608-8222

Staples Mill Road Branch

8721 Staples Mill Road
Richmond, VA 23228
Phone: (804) 649-2957
Fax: (804) 515-5840

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

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A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.