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What Are The Best Ways to Consolidate Debt?

Posted on May 17, 2018
Are you struggling to pay down your debt? Do you look at your credit card statements each month and wonder – will they ever go down? If so, you are far from alone. To truly pay down debt, you need to put as much as possible towards that debt. It is easier said than done especially when you’re trying to do this on multiple loans. Debt consolidation is a great ...Read More
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How the Home Insurance Claim Process Works

Posted on May 15, 2018
Owning a home can mean dealing with the unexpected – from a tree falling on your roof to a pipe bursting in your bathroom. Because you likely can’t prevent all unwanted surprises, knowing what to expect if you have a homeowner’s claim can help give you some peace of mind. While insurance carriers can handle claims in different ways, here are some basic steps in the process. If Your Home ...Read More
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Information You May Need for a Homeowners Insurance Quote

Posted on April 15, 2018
Getting a homeowners quote can only take a few minutes when you have all of your information at hand. Knowing the details of your house, including what kind of safety features you have installed, may help you qualify for money-saving discounts and help ensure that you choose the coverage that meets your needs. There can be more questions involved in getting a homeowners quote than a car insurance quote, so ...Read More
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5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage

Posted on March 15, 2018
You may think that a homeowners insurance policy provides adequate coverage for all your valuables, but policies may provide limited or no coverage for certain items -- including generally expensive items — that are damaged or stolen. For example, many homeowners policies generally have a $1,000 or $1,500 coverage amount for jewelry if the loss is due to theft. Such limits are in place to help keep homeowners policies affordable. However, if ...Read More
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5 Steps to Create a Home Inventory Checklist

Posted on January 21, 2018
After a fire, burglary or another event in which you lost possessions from your home, it may be difficult to remember the details of every one of the belongings that you have accumulated over the years. In this situation, having a current inventory of your possessions, including make and model numbers, may help you with any potential insurance claims. Taking the time to document your belongings now can help you ...Read More
Credit Unions vs Banks For Auto Loans

Credit Unions vs Banks For Auto Loans

Posted on November 29, 2017
Once you’ve found the right car, it’s time to get serious about finding the right auto loan. While dealership loan programs are often more convenient, they often have higher rates or other features that make them less attractive than a traditional bank or credit union auto loan. The final decision you’ll need to make is whether to use a credit union or a bank for your final loan. Auto Loan ...Read More
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When Are Personal Loans A Good Idea?

Posted on October 31, 2017
Personal loans are different from mortgages, credit cards, and other types of credit. While a mortgage loan secures a home and an auto loan secures a vehicle, a personal loan can be used for a wider range of reasons. Personal loans can finance large purchases, cover unexpected expenses, or even pay for home remodeling projects. There are a number of times in life when you may find yourself considering a ...Read More
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Your Guide To Personal Loans for Debt Consolidation

Posted on October 18, 2017
  Get out of debt with a Debt Consolidation Loan Having debt can feel like being stuck in the trenches, with no easy way to get out. However, debt consolidation has been the rope many people have used to break themselves free of past due bills. While there are many ways of managing debt, you can save a lot of money in the long-term with a personal loan for debt ...Read More
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Understanding The Different Types Of Credit Cards

Posted on October 6, 2017
There are several types of credit cards; it can be difficult to know which one would work best for you if you don’t understand the details involved with each one. Aside from the fact that there are credit cards designed to fit nearly every income level and credit history, there can also be several levels involved within a single card company’s offerings. These levels might include differing interest rates, varying ...Read More
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Answers To 6 First-Time Credit Card Holder Questions

Posted on September 13, 2017
Building a good credit history is essential for making the most of your financial options. Credit cards are an important part of cultivating a viable and useful credit history. However, getting a credit card for the first time can be somewhat intimidating. The “fine print” included in most credit card agreements is enough to overwhelm even seasoned credit card customers, and probably raises more questions than answers for prospective cardholders. ...Read More

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A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

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Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).